Nizzy reverse-engineers Instinct's behavior and inferred architecture

Nizzy says he measured 12 weeks of Instinct text messages, logging 185 messages from himself and 375 messages plus 88 tapbacks from the assistant.

He describes the assistant as one that asks for approval before submitting or paying anything and sends sensitive details through secure links rather than chat. He reports that it corrected a wrong insurance question within a minute and enrolled him in a dental plan 22 minutes after his first text.

Nizzy's account is based on his own message logs and inferences about the system's design, not on any statement from Instinct's developers.