# Oiko, a solo-built AI payment tool, splits payments by plan automatically

> Original title: Your money should work as hard as you do.

- Source: X search: indie AI launches (I built, solo founder)
- Published: 2026-11-11T11:25:56.000Z
- Bad Influence: https://badinfluence.news/items/ror8escf1u4fwrzwnpms2c2oa
- Original: https://x.com/Deviykee/status/2120478125683249299

## Summary

Solo founder Deviykee introduces Oiko, a payment tool that lets users get paid by name from anywhere. Its plan splits each payment as it arrives, and an AI agent assists without exceeding user-set limits. The post is built on the NEAR Protocol.

## Post

Your money should work as hard as you do.

I built Oiko.

get paid by name from anywhere, your plan splits every payment the moment it lands, and your AI agent helps, it never goes past the limits you set.

@NEARProtocol #NEARHackathon https://oikodotnear.vercel.app

[Video](https://badinfluence.news/api/img-proxy?u=https%3A%2F%2Fpbs.twimg.com%2Famplify_video_thumb%2F2120477505131806720%2Fimg%2Fe2xYt0xHO70sP2CK.jpg&mode=thumb&exp=1794700800&sig=76fa43a10a6f607a)